Services

Issuance of DD’s

Bank Is tied up with IDBI bank and issue DD’s with low exchange rates

RTGS/NEFT Services

These electronic payment systems are fast, reliable and secure and to transmit funds to any Bank/branches across India. RTGS/NEFT is the quickest possible mode of inter-bank funds transfer through secure channels

Locker

The Deccan Cooperative Urban Bank Ltd is providing small, medium and large size lockers for the safe Keeping of valuables.

Locker Rents: –

Size	Charges Per annum	GST(18%)Rs
Small	Rs. 1380	248.4
Medium	Rs. 3450	621
Large	Rs. 6900	1242

Loans

Gold Loans

Instant Gold Loan Sanction

Repayment

Loan Upto Rs.2.00 lakhs:- The Loan is repayable within 12 months from the date of loan.
Loan above Rs2.00 lakhs: – The Loan is repayable in 12 EMIs from following month of sanction

Mortgage Loan

Mortgage Loans are available by mortgaging the residential buildings located within GHMC limits. Loan limit is up to 50% of the value of mortgaged property

Services Charges

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Bank's Services Charges

CURRENT ACCOUNT Folio Charges (ANNUAL)

NEFTS/RTGS Charges

Cheque / ACH Return Charges

Cheque Clearing (Inward and

Outward) Charges Per Cheque

DD/Bankers Cheque Issue Charges

DD / BANKERS Cheque cancellation

Charges

Cheque Book Issue Charges Per Leaf

Annual SMS charges per account

(SB /CA/ Loan)

Loan Processing Charges

Locker Rents per Annum (GST Extra)

SB / CA Deposit Account closing

charges

Details

₹ 50/- + GST per each folio

Up to ₹ 2.00 Lakhs – ₹ 50+GST,

Above ₹ 2.00 Lakhs – ₹ 100+GST,

₹ 250+GST Per Cheque

₹ 3/- +GST per instrument

₹ 25/- + GST per DD / BC

₹ 100/- + GST per DD / BC- for accont

holders, ₹ 150/- per instrument for nonaccount holders

₹ 3/- + GST per Cheque Leaf

₹ 30/- + GST per annum

1.00% + GST of Loan Amount

Small ₹ 1,380/-, Midium ₹ 3,450/-, Big6,900/-

₹ 100/- + GST per account